There is no mandatory retirement age in Australia. You don’t have to retire. Retirement is just an option you have at some stage.

Retirement Age in Australia

Australia has no official retirement age. You can work as long as you like. But if you want to access your super or claim the age pension, then you must have reached a certain age before you can do that. 

To access your super, you must have reached your preservation age. And to claim the age pension you must have reached your pension age.

What your preservation and pension age actually is depends on your date of birth.

Perservation Age

To claim your super you must have reached your preservation age. Unless you have met a special condition of release that allows you early access to your super. Special circumstances like severe financial hardship or permanent disability will allow you to access your super before you reach preservation age.

The minimum preservation age used to be 55 years and still is for those born before July 1960.

But then the government decided to increase the preservation age to 60 for anybody born in July 1964 or later.

For those born between July 1960 and June 1964 the preservation age increases in one year increments. It is

56 if born between July 1960 and June 1961.
57 if born between July 1961 and June 1962.
58 if born between July 1962 and June 1963.
59 if born between July 1963 and June 1964.

Pension Age

To qualify for the age pension you need to meet four conditions. And one of these conditions is that you have reached pension age. Your pension age depends on your date of birth.

Your pension age is 65 years if you were born before July 1952 and even younger for women born before 1949.

And it is 67 if you were born in July 1957 or later.

But if you were born between July 1952 and July 1957, then your pension age increases in 6 months increments. It is:

65 years and 6 months if born July 1952 to December 1953
66 years if born between 1954 and June 1955
66 years and 6 months if born July 1955 and December 1956



Age Pension

Preservation Age

Super by Age


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Last Updated on 08 February 2019